Utah’s resource guide on individual and family health insurance plans.
Common questions we get from new clients
Question-What is difference between my companies group plan and my individual health insurance plan.
Answer– Individual and family health insurance plans are a types of plans that are made available to individuals and families, rather than to employer groups. An individual plan is one purchased on the private market and not tied to any work place benefits. You control the plan not your employer.
Question-Why should we go through your agency and not some agency from out of state
Answer- These are the 5 biggest reasons why you should use a local Utah insurance agent.
- – The Best Price Guaranteed. Prices are fixed by law so one will beat our price. Everyone must offer the same price for the same product.
- – We offer over 85 individual and family plans. Compare plans and get instant quotes in 30 seconds. Apply online.
- – Assistance and advice from licensed health insurance agents and representatives. We are local in Utah. Don’t use out of state agents.
- – Safe, secure online applications. We offer plans through healthcare.gov and are certified with them through the health insurance marketplace.
- – We offer plans On or off exchange. Meaning if you don’t qualify for subsidy we are certified to sell Off the exchange in the private market.
What companies do we sell in the state of Utah?
- Altius Health Plans
- Bridge Span
- Blue cross Blue Shield
- Humana one
- Select Health (formerly IHC or intermountain health care)
- Arches Health Plans
Question- Do you have any tips for buying a health plan in Utah
Answer – Yes please read these 4 tips below
When looking for health insurance look at which doctors and hospitals are part of your provider network. Is your doctor included in this network ? Where is the nearest included hospital located? Is your family doctor on the list? The best thing to do is just call your doctor up and ask which insurance plans they take. No need to go through all the companies coverage levels if they are not on the list. Save yourself some time and make a quick call to you doctors office, or look on our provider list when getting a quote.
Are you planning on starting a family soon? Then you will want a plan that includes immunizations, and well baby care check ups. Do you need coverage for prescriptions? What about annual physicals is it covered? Be sure to consider your current and future needs when shopping for your health insurance plans. Everyone has a different budget and needs.
Never give your private information when getting a health insurance quote.If you want to be called by 10 agents all day long then give them your number. If you want to call us at 801-900-5636 or use our quote tool then we will be the only ones calling you.
For example this is something you want to ask the agent. Is the agent or agency your working with have a local office in Utah?
Most people when getting a health insurance quote give away their private information to companies outside of Utah or to lead based companies that sell your information to others and are unaware of that until they get 10 agents calling their work or home all day long. We are 100% confident that you will return to us, that we only ask for your age and zip code when getting a health insurance rate. We do not need your private information or phone number to get a quote. The only time you will need to give us or the insurance company your full information is when you have found the plan you want to apply for.
Stay Healthy if your smoking this will increase your rates sometimes by 25%. If you stop smoking this will save you thousands of dollars over time.